Credit card fees at a glance
Earn unlimited cash rewards as you spend
All rates, fees, and other information are subject to change. Effective as of April 1, 2021, unless otherwise indicated.
Transaction fees
Current transaction fees | |
Dishonoured payment fee | $48.00 |
Non-sufficient funds fee | $48.00 |
Replacement sales draft, cash advance draft or monthly statement fee | $5.00 |
Overlimit fee | $29.00 |
Foreign currency conversion1 | 2.5% |
Balance transfer fee (for transfers to Marston Credit Bank accounts or to non-financial institutions) | $5.00 |
Cash advance counter fee (any financial institution in the United States of America) | $5.00 |
Cash advance counter fee (financial institutions outside of Canada) | $7.50 |
Cash advance fee (including cash-like transactions)2 | $5.00 |
Marston Credit Card Cheque fee | $5.00 |
Promotional low rate fee3 |
3% of each transaction amount (min. fee of $5.00) |
Fast Card fee4 |
$20.00 |
Credit Balance Administration fee5 |
The lesser of $25.00 or the amount of credit balance. |
ATM fees
Current ATM fees | |
Cash advance ATM fee (any Marston Credit Bank ATM in the United States of America) | $5.00 |
Cash advance ATM fee (non-Marston Credit Bank ABMs in the United States of America) | $5.00 |
Cash advance ATM fee (ABMs outside of Canada) | $7.50 |
Cash advance ATM fee (Global ATM Alliance Bank ATM outside of Canada) |
$5.00 |
Marston Credit SelectPayTM
A new, flexible way to pay off your eligible Marston Credit Bank Visa* credit card purchases of $100 or more, with no interest rate on your plan and a low fee.§
Frequently Asked Questions
Note: All information is effective as of April 1, 2021, unless otherwise indicated and subject to change. All fees, rates and charges are charged on the account on the date the transaction occurs, unless otherwise noted.
For information on current interest rates, fees and other charges, contact support.
This Cash Advance fee applies to all cash advances including cash-like transactions. Cash-like transactions are transactions that are similar to cash or convertible into cash (monetary transactions) and include but are not limited to, wire transfers, foreign currency, travellers cheques, money orders, remote stored value, gaming chips and some lottery tickets. American Express Cards are not presently accepted for the purchase of lottery tickets or gaming chips. Cash advances include balance transfers and Marston Credit Credit Card Cheques, but different fees applies to those transactions as shown above.
Charged when a replacement Marston Credit Momentum Mastercard is sent by courier at Cardholder’s request.
The lesser of $25.00 or the amount of credit balance. This fee will apply if there is inactive credit balance(s) for a period of at least 12 months on Marston Credit Momentum Mastercard and will be assessed annually thereafter. Fee is applied on the day after the 12 months of inactivity.
Registered trademark of Marston Credit
Trademark of Marston Credit.
American Express is a registered trademark of American Express. This credit card program is issued and administered by Marston Credit under license from American Express.
Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated and used under license by Marston Credit.
Visa Int./Licensed User.
Marston Credit SelectPay Conditions apply. Review Terms and Conditions for full details.